Internet Payment Gateway

What does it offer you:

Quick integration of payment acceptance on your website (about a week).
Reduced integration costs, a single integration to the bank’s system provides access to various cards and mobile money acceptance.
Easy order management through notifications (payer and merchant) as well as Merchant transaction monitor portal.
Customisable look and feel to match merchant website theme.
Automated self-service merchant website integration tool.
Secure payment system infrastructure.

When do you receive funds for payments:

Order fulfillment process commences immediately a transaction's ”success” status is received by your website.
Payments from all local-issued cards are settled to your account at Transaction date(T) +1day.
Payments from all International-issued cards are settled to your account at Transaction date(T) +4day(s).

How much it will cost you:

To Process Transactions

There is no processing cost to the payer (card holder). All processing costs are borne by you
Transaction processing cost for local-issued cards is 1.5% of transaction value up to a maximum cost of N2 000
Transaction processing cost for International-issued cards is 4% of transaction value

To Set-Up Your Website

Setup fees are waived for Non-Governmental Organisations, Religious Organisations as well as Schools

Premium: A one-off payment of N50 000(Fifty Thousand Naira) with transaction commission of 1.5%(for locally issued cards) is payable by merchants who choose this category.

Standard: A one-off payment of N30 000(Thirty Thousand Naira) with a transaction commission of 3% (for locally issued cards) is payable by merchants who choose this category.

Basic Category: No setup fee payment applies, a transaction commission of 5% (for locally issued cards) is payable by merchants who choose this category.

Online Banking