Fixed Deposit Account

This is an investment account, where money deposited for a fixed period earns a higher interest rate than a savings account. You can get fixed deposit accounts for different periods like 30, 60, 90, 180 and 364 days.

What does it offer you:

  • Safety and flexibility
  • Earns you high interest
  • Offers you different periods, ranging from 30 days to 10 years, to suit your investment plan.


How much it will cost you:

  • The interest earned is subject to a 10% withholding tax.
  • COT is charged for third party withdrawals.


What you need to apply:

For customers with existing accounts:

  • A filled form stating the following: account name, account number, deposit amount, duration of deposit and signature

For customers without an existing account:

  • A completed deposit mandate form.
  • Two passport photographs and a means of identification.
  • Completed reference forms if cheques will be paid into the account and issued in favour of third parties.


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