Visa Corporate Naira Credit Card

What does it offer you

Greater financial control
Enhanced data services
Detailed reporting and analysis
Denominated in Naira and linked to a Naira account for repayment.
Chip and PIN enabled for optimal security
Online protection for your web transactions with Verified by Visa®
3 year card validity
24 hour contact center support

Transaction Limits

ATM Withdrawals - N150 000

POS Transactions - N1 000 000

Web Transactions - N500 000

What will it cost



New card fee


Replacing a lost, damaged or expired card


Additional Card


Processing fee

1%  + VAT of limit at issuance, renewal and limit increase

Penal fees

1% + VAT  of overdue limit 

Monthly management fee

N50 + VAT

Interest rate

3% per month

Interest rate

2.5% per month

Local ATM (Stanbic IBTC)


Local ATM (non-Stanbic IBTC)

N65 after the third withdrawal in a month

International ATM


Purchases made on local website


Purchases made on international website




What you need to apply

Banking relationship with Stanbic IBTC (conditions vary between borrowing and non-borrowing relationships)
Completed credit card application form (per cardholder in the company)
Letter of request from authorized corporate signatories
Corporate documents as requested by the bank
Available as cash-backed credit card

Please e-mail or call 01 422 2222

Download the Stanbic IBTC App
& benefit from these features:
• Transfer money to anyone
• Manage your financial portfolio
• Invest in mutual funds
• View your pension statements