Visa Platinum Naira Credit Card

Our Visa Platinum Credit Card gives you access to a diverse selection of lifestyle opportunities and a world of luxury including shopping, travel and more. The card comes with an automatic protection and extended warranty cover, so you can be assured that your purchases are protected.

What does it offer you:

Access to a revolving line of credit which gives you access to pay for good and services as well as cash. Accessible via ATM, POS and web.

Up to 55 days of interest free purchases.

Denominated in Naira and linked to a Naira account for repayment.

Chip and PIN enabled for optimal security

Online protection for your web transactions with Verified by Visa®

3 year card validity

Free medical and legal referral during international travels

Eligibility for Priority Pass® (sold separately)

Exciting offers and discounts when you spend locally and internationally

24 hour contact center support

 

Premium offers

• Extended warranty and purchase protection

• Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)

• Discount on personal fast track services at over 380 international airports

• Exclusive benefits at over 900 hotels around the world

Transaction limits:

Daily local ATM withdrawals – N320,000
Daily Local POS – N1,120,000
Daily Local online – N2,400,000
Daily international ATM withdrawals - $100

Daily international POS and online - $200

(or the equivalent in the currency of the country you are transacting in)

 

How much it will cost you:

Fee

Amount

New card fee

N5,250

Replacing a lost, damaged or expired card

N5,250

Additional Card

N5,250

Processing fee

1% of limit annually

Commitment fee

1% of limit annually

Annual fee

N3,150

Default Fee (Late Payment)

N2,000

Interest rate

2.5% per month

Local ATM (Stanbic IBTC)

Free

Local ATM (non-Stanbic IBTC)

Free but N65.00 after 3rd withdrawal in each month

International ATM

N240

Purchases made on local website

Free

Purchases made on international website

Free

 

What you need to apply:

• At least 1 month salaried banking relationship with Stanbic IBTC Bank
• 6 months banking relationship with any other bank in Nigeria
• Completed credit card application form
• Valid means of ID
• Proof of employment and address verification
• Salary domiciliation
• Available as a cash-backed credit card

Getting your Stanbic IBTC Visa Platinum Credit Card  is easy. Please call us on (234) 01 422 2222 or send an email to cardqueriesWA@stanbicibtc.com


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Nigeria
0700 333 3333

International
+234 700 333 3333

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