Visa Platinum Naira Credit Card

Our Visa Platinum Credit Card gives you access to a diverse selection of lifestyle opportunities and a world of luxury including shopping, travel and more. The card comes with an automatic protection and extended warranty cover, so you can be assured that your purchases are protected.

What does it offer you:

Access to a revolving line of credit which gives you access to pay for good and services as well as cash. Accessible via ATM, POS and web.

Up to 55 days of interest free purchases.

Denominated in Naira and linked to a Naira account for repayment.

Chip and PIN enabled for optimal security

Online protection for your web transactions with Verified by Visa®

3 year card validity

Free medical and legal referral during international travels

Eligibility for Priority Pass® (sold separately)

Exciting offers and discounts when you spend locally and internationally

24 hour contact center support


Premium offers

• Extended warranty and purchase protection

• Priority Pass® which gives access to over 700 international and local airport lounges (sold separately)

• Discount on personal fast track services at over 380 international airports

• Exclusive benefits at over 900 hotels around the world

Transaction limits:

Daily local ATM withdrawals – N200 000
Daily Local POS – N2 000 000
Daily Local online – N1 500 000
Daily international ATM withdrawals - $300
Monthly ATM/POS/Web Transactions - $3000

(or the equivalent in the currency of the country you are transacting in)


How much it will cost you:



New card fee


Replacing a lost, damaged or expired card


Additional Card


Management fee

1% (+VAT) of limit at issuance, renewal and limit increase

Commitment fee

1% of limit annually

Penal Fees

1%(+VAT) of overdue limit 

Interest rate

3% per month

Local ATM (Stanbic IBTC)


Local ATM (non-Stanbic IBTC)

Free but N65.00 after 3rd withdrawal in each month

International ATM

N368 per withdrawal

Purchases made on local website


Purchases made on international website


What you need to apply:

• At least 1 month salaried banking relationship with Stanbic IBTC Bank
• 6 months banking relationship with any other bank in Nigeria
• Completed credit card application form
• Valid means of ID
• Proof of employment and address verification
• Salary domiciliation
• Available as a cash-backed credit card

Getting your Stanbic IBTC Visa Platinum Credit Card  is easy. Please call us on (234) 01 422 2222 or send an email to 


Customer Care Line

0700 333 3333

+234 700 333 3333


Send us an email

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