Visa Silver Naira Credit Card

This Silver Naira Credit card gives access to funds just when you need it.

What It Costs

New Card fee N1050
Replacement fee N1050
Additional Card Fee N1050
Management fee 1% (+VAT) at issuance, renewal and limit increase
Monthly card maintenance fee N50+VAT
Penal fees 1% (+VAT) of overdue limit
Interest fee 3% per month
Local ATM Cash Withdrawal (Stanbic IBTC) Free
Local ATM Cash Withdrawal (Other Banks) N65 after the third withdrawal in a month
International ATM Withdrawal  N368 per withdrawal
Purchases made on POS and on local websites Free
Purchases made on international POS and foreign sites Free

Transaction Limits

ATM Withdrawals: N150 000

POS Transactions: N1 000 000

Web Transactions: N500 000


Download the Stanbic IBTC App
& benefit from these features:
• Transfer money to anyone
• Manage your financial portfolio
• Invest in mutual funds
• View your pension statements