Gold Debit MasterCard Naira

This card meets the electronic payment needs of our executive banking customers. It offers all the convenient benefits of a regular MasterCard and more.

What does it offer you:

Your card is denominated in Naira and linked to a Naira account

You get to make foreign currency withdrawals from any ATM displaying the MasterCard logo anywhere in the world.

24 hour access to your current and savings account from anywhere in the world via ATM, POS and web.

Chip and PIN enabled for optimal security

Online protection for your web transactions with MasterCard Securecode®

It saves time and money, as you can spend directly from your account anywhere in the world.

You get the freedom to spend up to a maximum of $150 000 annually for international transactions with your card.

Your card remains valid for three years.

24 hour contact center support

Transaction limits:

  • Local ATM withdrawals: N150 000
  • Local POS transactions: N1 000 000
  • Web transactions: N500 000
  • International ATM withdrawals: $300
  • Monthly ATM/POS/Web Transactions: $3000

(or the equivalent in the currency of the country you are transacting in)


How much will it cost you:



New card fee


Replacing a lost, damaged or expired card


Monthly maintenance fee

N50 + VAT

Local ATM (Stanbic  IBTC)


Local ATM (non-Stanbic  IBTC)

N65 after the 3rd in the month

International ATM


Purchases made on local website


Purchases made on international website


What you need to apply:

Open a Stanbic IBTC Bank savings or current account today. Please call us on (234) 01 422 2222 or send an email to  for more information about the card.


Customer Care Line

0700 333 3333

+234 700 333 3333


Send us an email

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Download the Stanbic IBTC App
& benefit from these features:
• Transfer money to anyone
• Manage your financial portfolio
• Invest in mutual funds
• View your pension statements